My Second-Half 2026 Capital Allocation Plan

Why I’m building cash, where my new deposits are going, and which positions I’m simply letting work

My plan for the second half of 2026 is not to constantly buy more of every stock I own. I am already happy with several of my positions, and I do not want to force purchases just because money enters my account.

My main focus is simple: build cash while maintaining a steady DCA into $UBER and $BN. At the same time, I am watching the weakness in $NOW and $ZETA closely.

I am not becoming bearish. I just want more flexibility.

Why I’m Building Cash

Cash never feels exciting when the market is moving higher. It can feel like money that should be working somewhere else, but cash still has an important job in my portfolio.

It allows me to take advantage of real weakness without selling another position. It also keeps me from forcing money into companies I already own enough of or stocks that are not offering an attractive setup.

I would rather hold cash for a few months than buy something simply because I feel like I need to be doing something. If the market keeps running, I already have plenty of exposure. If we get a meaningful pullback, I will have money ready.

That is the balance I want heading into the second half of the year.